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Below you will find articles we have written, links to external sites with good information, and documents you can download. If you have suggestions of other resources that would be of interest, please let us know.

How to Choose a Lawyer

Trust & ExperienceHow to Choose A Lawyer Who Will be Right for You can be a difficult process. It is important that you devote sufficient time to choosing the right lawyer who will understand your needs and have a reasonable chance at meeting your expectations. It is important to ask questions of both the lawyer and his staff. You should of course expect complete and understandable answers. You should also trust your instincts in determining whether there will be a good "fit" between you and your lawyer and his/her staff. If not, consider interviewing several other lawyers before you make a final decision. You do not have to hire the lawyer the first time you meet with him/her. At the Law Firm of Jaray & Webster, LLC, we will answer your questions and assist you in choosing a lawyer who is right for you.

Read more: How to Choose a Lawyer

 

How to Choose an Insurance Company

One of our former clients asked that we write about how to choose an insurance company. All of us at one point or another need to deal with this problem, yet most have little information upon which to make an intelligent decision. Below are some general guidelines which have been taken from the new consumer guide (PDF) we have recently posted on our website. Feel free to contact our office if you would like us to mail you a copy.

Read more: How to Choose an Insurance Company

   

General Fire Safety and Protection Tips

Make sure all family members know what to do in the event of a fire. Draw a floor plan with at least two ways of escaping every room. Make a drawing for each floor. Dimensions do not need to be correct. Make sure the plan shows important details: stairs, hallways and windows that can be used as fire escape routes. Here is a document that will help you create a home inventory.

Read more: General Fire Safety and Protection Tips

   

Dealing With Health Insurance Denials

Dealing with health insurance denials is often a difficult and frustrating process. It usually comes at a time when you are experiencing some stress already due to a medical illness and the last thing you need is to be forced to deal with an insurance denial. Fortunately, there are some places where you can get free assistance. This article will attempt to provide some general guidance. However, each situation is going to be different. In many cases, with the right information and approach, you can be successful in obtaining the benefits you are entitled to. To a large extent, it will also depend on the terms and conditions of your health insurance policy. Below are some tips and suggestions about how to deal with this problem.

Read more: Dealing With Health Insurance Denials

   

Settling Your Personal Injury Claim

lost wagesIn Colorado the insurance for the person who injured you does not have to pay any money until the end of your claim, making it more difficult to settle without the help of a lawyer. However, if you would like to try and settle your own claim, we would like to offer some suggestions for how you can do so. The first issue you will need to address is whether your health insurance carrier, which has been paying for your medical bills, has a “subrogation” claim against any settlement you have with the other driver’s insurance company. Subrogation means that the health insurance company will need to be reimbursed from your settlement. Not all health insurance companies have this right, but it is important that you find out prior to any settlement. In cases where you have suffered a minor injury and have made a full recovery in a short period of time, you may be able to handle your claim without an attorney. It would, however, be helpful for you to understand your rights and have a general idea of how this process works. Unfortunately, most insurance company representatives may not be motivated to look out for your best interests during this process. Therefore, knowing what to expect will help you obtain a fair and reasonable settlement.

Read more: Settling Your Personal Injury Claim

   

Physical Therapy - Tips on Improving Your Posture

If you have in the past suffered from back, neck and/or joint pain, you know how debilitating and frustrating it can be. Chances are most of us at one time or another have had to deal with some type of back pain. Did you know that in many cases this pain could be helped through improved posture? The benefits of good posture are much more than cosmetic and may be among the best kept secrets of the current fitness movement.

Read more: Physical Therapy - Tips on Improving Your Posture

   

Accident Checklist

What You Should Do if You've Been in an Auto Accident

Do you know what you should do if you’ve been in an auto accident? According to the City of Colorado Springs, there are approximately 11,000 traffic accidents per year. This month, I have compiled some information for you and your family to help you in the event that you do have a car accident. Here are the steps that you or someone you know should take:

Read more: Accident Checklist

   

External Links

We are pleased to provide you with some internet resources which you may find of interest. Many of these sites will provide information for families whose loved ones have sustained a traumatic brain injury. We firmly believe that information and support are critical to a better understanding and acceptance of the consequences of brain injuries. We hope to update these sites periodically. If you have suggestions of other resources that would be of interest, please let us know.

Medical Resources

Brain Injury Association
The Perspectives Network-Survive with Pride
Virtual Hospital
Traumatic Brain Injury Resource Guide
A Resource Guide Hotline
Colorado Brain Injury Association
The Brain Injury Information Network
The Pikes Peak Challenge-A Colorado Springs based brain injury awareness and prevention program sponsored by the Law Firm of Ken Jaray
Colorado Health Facilities

Legal Resources

American Law Sources On-Line
Colorado Department of Labor and Employment
Colorado Trial Lawyers Association
Colorado Division of Insurance
El Paso County Judicial District

   
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