Being struck by a car or truck can often have devastating consequences. Initially, you will need to determine who will pay your medical bills. In most cases, the person driving the car or truck should be responsible for your medical bills and their insurance company may have coverage to pay for your treatment. If not, you should check with your own insurnace company to determine whether there is medical payment coverage as part of your policy. In cases of serious long term injuries, it may be helpful to consult with an attorney prior to discussing a settlement.