The Law Firm of Jaray & Webster, LLC helps individuals who have been injured on the job in the State of Colorado obtain workers’ compensation benefits. If you or someone you know is suffering from a work-related injury or disability, Attorney Ken Jaray can help you get the maximum benefits allowed to cover your lost wages, medical expenses, and disability. How do I choose a lawyer?
Medical Benefits should be paid by your employer's insurance company. The employer has the right to select the doctor who will treat you, if this is done as soon as you report your injury. You need to file a written report of your injury within four days after you are hurt. Medical benefits will be paid until you reach maximum medical improvement (MMI), as determined by your doctor. They can also continue beyond MMI if the doctor indicates in writing that you will need care to maintain your condition.
Lost Wages are paid through either temporary total (TTD) or temporary partial disability (TPD) payments. They will be paid if your doctor restricts you from working for more than three consecutive days. They may also be paid if your doctor gives you written physical restrictions and your company has no work for you within those restrictions. Temporary disability benefits are paid at 2/3 of your average weekly wage.
Permanent Disability benefits are paid after the doctor indicates that you have reached maximum medical improvement (MMI). At that time, the doctor will give you a percentage impairment rating.
Travel Reimbursement is paid for mileage to and from medical appointments. The amount may vary with each insurance company.
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Social Security Disability Benefits are paid when you are not able to work for twelve consecutive months. Most initial claims can be filed by calling the social security office directly. They will want a list of all medical providers and medical records if available. It is important that your doctor indicates what your physical limitations are and whether you can return to any substantial gainful employment. It may also be helpful to have a report from a vocational consultant who can advise you as to what, if any, type of work you may be able to do. Although your claim may be denied initially, you do have the right to appeal and attend a hearing to present your case. You may have anyone, including an attorney, assist you at the hearing.
